Fast and simple financial loans begin these days with that loan from

Whenever you sign up for an Oakam loan, you’re not just developing a better monetary future on your own, you’ll be element of a like-minded community this is certainly increasing usage of inexpensive credit for several

Every we support people as they achieve their money goals, build their credit profile and access better loan rates day. During the exact same time, simply by using our cellular software to settle on time, Oakam consumers are changing the financing business, making credit less costly and much more available for all.

Join our neighborhood of 150,000+ clients.

brand New buyer? Begin with a loan from ?100 to ?800 today. Fast recovery without any fees that are late

279% fixed interest that is annual (1427% APR representative)pare Oakam along with other loan providers right here.

Present consumers can borrow as much as ?5,000 and graduate to a yearly rate of interest of 49% (variable) with this Big loan that is plus.

  • Access cheaper rates with time and enhance your credit rating
  • Rapidly graduate to prices less than numerous charge cards
  • Borrow as much as ?5,000 while you grow your credit profile
  • No setup costs. No late or repayment that is early

susceptible to terms

Apply with full confidence

Fill our protected web application and get a determination in moments. No setup charges, no belated charges with no very early payment costs.

Begin your Oakam journey

Place your loan to utilize the Oakam application, increase your credit score in the long run and grow your method to a better monetary future.

Tailor your loan

Accessibility lower rates and larger quantities as you repay your loan. Borrow as much as ?5,000 as time passes. Discover more

Get in on the customers that are 150,000 trust us

We’re more than simply a money-lender: we’re on an objective in order to make obtainable credit a truth for many.

Download our mobile software

The Oakam cellular software will enable you to use as well as assistance you handle your loan:

  • Make an application for a loan
  • Look at your outstanding stability
  • Visit your repayment that is next time
  • Evaluation your payment routine

Reasons why you should join Oakam

Bad credit? We will pay attention

We’ll tune in to your tale if you should be on advantages, have credit that is bad or perhaps found its way to great britain. We’ve made it our objective to split down barriers that are financial enhance accessibility for several.

No residence visits – previously!

Cash is a exclusive matter and we ensure that is stays in that way. Think about us as an option to doorstep financial financial loans. We’ll never ever hit in your home and you will constantly achieve us using the internet or higher the telephone.

No concealed unexpected situations

At Oakam you’re constantly in charge. Our items are easy and clear. We don’t charge late costs and there’s no cost connected with repaying early.

Your bridge up to a better economic future

While you pay off your Oakam loan, you’ll unlock reduced prices, larger quantities and longer terms. It’s our method of assisting you to grow your credit profile as time passes.

Handle the Oakam app to your loan

Access your loan and payment routine by getting our application, thereby applying for tops ups and loans that are new the near future.


Oakam provides direct and easy services that are financial individuals who find it hard to borrow from banking institutions. You can expect accountable usage of credit consequently they are specialized in providing our clients with value.

Every time we help individuals because they achieve their cash objectives, develop their credit profile, and accessibility much better loan prices. In the time that is same by utilizing our cellular software to settle on time, Oakam clients are changing the financing business, making credit inexpensive and much more available for all.

So how exactly does it work?

It’s simple! You are able to use on our web site, or via our cellular application. The software may be downloaded through the Apple iStore for iPhone products, or regarding the Google Enjoy shop for Android products. In case the application is authorized, the money could be delivered to your money in the day that is same. Many successful prospects obtain their particular financial financial loans within a few hours to be authorized.

Susceptible to condition. Regarding the form, we’ll ask you to answer for the month-to-month earnings and spending in information, to be able to make sure you really can afford the month-to-month repayments on the lifetime of the mortgage.

Does Oakam do a credit search?

Yes. But we try not to base our decision entirely on your credit score. At Oakam we realize that life does not constantly go as planned. We realize you may have a poor credit history that you may have run into financial difficulties in the past and as a consequence. Unlike various various other loan providers though, Oakam will likely not instantly blacklist you have actually missed repayments. Your credit score and cost assessment assist us understand your existing scenario as soon as we assess the application for a financial loan.

Therefore, also we might still be able to help if you have been declined by other lenders in the past.

Im not used to the united kingdom. Can Oakam assist me with that loan?

Yes. We ask which you have already been a citizen in britain for at the very least six months before you apply for a loan with us. All financial financial loans tend to be susceptible to cost inspections as well as your economic standing. We welcome new clients every single day and, because our application that is online process completely computerized, you are able to use once you need certainly to, seven days per week. Our financial financial loans tend to be susceptible to your monetary condition.

So what does APR indicate?

APR represents Apr.

The APR is just a standard measure made use of across all credit items to greatly help consumers compare the price of financial financial financial loans. As the APR reflects the yearly price of fee for a financial loan, it is really not always a measure that is easy understand when you compare financial loans of various lengths.

The APR is, properly, a efficient contrast tool for comparable services and products, and also to your APR, we constantly explain to you the sum total price of financing as well as the specific instalments, i.e. what you will really pay off in complete. We think these records provides you with a fuller image of the expense of your financial loans and may help you produce a informed choice whether certainly one of our financial financial loans works for you personally.

I will be self-employed. Can a loan is got by me?

Indeed, at the mercy of your monetary standing.

Am I able to possess application that is joint my lover?

No. We just provide to people therefore we usually do not take applications that are joint.